loanms.com Loan Management System

In development

Bridging · development · mezzanine · participation lenders

Being built for how bridging and development loans actually run.

Rolled-up interest, redemption statements to the day, staged drawdowns when the deal needs them, capital-provider reporting — one system from first enquiry to final repayment. In development now: tell us what breaks in yours.

Registered — we'll be in touch before launch.

For lenders and their funders. One email at launch; nothing else.

Not ready to sign up? Just tell us what breaks — two taps, no email →

One question while you're here — what eats the most time in your lending operation?

Noted — thank you. That genuinely shapes what gets built first.

Last one — if you switched tomorrow, which would you turn on first?

Thank you.

How should loan accounting reach your books?

Honestly now — does what you’ve seen here solve a real problem in your operation?

Genuinely appreciated — this is exactly what shapes the build.

Loan ledgerBalance €1,370,956

15/01Advance€1,800,000€1,800,000
15/01Arrangement fee€27,000€1,827,000
15/02Interest — rolled€21,847€1,848,847
15/03Interest — rolled€22,109€1,870,956
28/03Repayment — unit sales−€500,000€1,370,956
Interest rolled to exitRedemption to the day

One record, first enquiry to redemption

The drawdown engine sits inside a complete lending back office — so nothing is re-keyed, and every figure traces back to the loan record.

Pipeline & enquiriesKanban deal flow from first contact to legals, with introducer tracking.
Application & borrower portalPublic application form and a self-service portal — status, terms, document uploads.
Credit assessmentStructured underwriting with a full audit trail behind every decision.
Loan ledgerDrawdowns, fees, monthly interest capitalisation and repayments, balance always current.
RedemptionExact settlement figures for any date — statements ready for the solicitor.
Book healthTraffic-light status across the whole book: performing, watch, overdue.
ReportingBoard packs, investor updates and month-end from the loan records themselves.
Funding book & accountsDouble-entry loan and funding ledgers, built in. How they reach your accounts — syncing to Xero-class platforms, or running natively — is a decision we’re making with lenders. Tell us below.

Certification-gated drawdowns

Funds move when the monitoring surveyor signs, not before. The schedule, the certificates and the release sit in one record — instead of a spreadsheet, an inbox and a hope.

Covenants that move with the build

Loan-to-cost and loan-to-value recalculate as costs are certified and units sell. Breaches surface early, while they are conversations rather than problems.

Reporting your capital providers ask for

Whether your capital is a warehouse line or fifteen private participants — funder packs, investor statements, participation ledgers and covenant summaries produced from the loan record itself, without the month-end scramble.

Running a loan book in spreadsheets? Tell us where it hurts.

Inside LoanMS

Loan transaction history showing five drawdown tranches with certification status and running balance

Certification-gated drawdowns

Every tranche carries its surveyor sign-off, from scheduled to released.

Site record showing LTC and LTV covenants against limits, valuation and monitor report uploads

Covenants against limits, live

LTC and LTV tracked per site, with monitor reports on the record.

Reports library with portfolio summary, payment history, overdue loans and capitalized interest reports

Funder-grade reporting

Portfolio, interest and capitalised-interest reports from the loan record itself.

Built by lenders · Ireland & UK · Fund lenders? We'd like to talk